All About Housing: Inside Mortgage Agents Report

Comprehensive 80 page report on housing, the banks that do the lending for housing, and all sorts of useful nuggets, such as:

 The market for home purchases can be divided into segments of 26% for
damaged REO, 23% for move-in ready REO, 14% for short sales, and 36% for
non-distressed properties.
 Forty-three percent of homebuyers are first-time homebuyers, 29% are current
homeowners, and another 29% are investors.
 First-time homebuyers account for the majority of move-in ready REO sales while
investors account for the majority of damaged REO sales.

Plus, a breakdown on how the big banks deal with their short sales.